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Serving PHOENIX, AZ and LAS VEGAS, NV and the surrounding areas

Mick Bernard


Credit Strategies

A Professional Credit Consulting Firm

Programs& Services

Credit RestorationLeave a negative credit ratingbehind and begin to enjoy the luxury of lower monthly payments and higher purchasingpower as well as saving thousands of dollars in interest. 

Debt Settlement/Consolidation Our experienced team has mastered the art ofnegotiating, saving our clients thousands of dollars.

Identity Theft Identitytheft can be devastating and the process of restoring your name can beoverwhelming and extremely time consuming. Our experienced experts will take the steps to help restore your nameand credit.

Identity Theft Protection – With identity theftas the leading crime in America, it is vital to protect yourself.  We offer an excellent and inexpensive programyou’ll be glad you have.

Expert Witness – With Mick’s extensive knowledge of consumer credit laws and The FairCredit Reporting Act, he is highly sought after as an Expert Credit Witness andvaluable asset to have on your legal team.   

ConsultationsConsulting with a Certified Credit Expert to access your currentfinancial portfolio prior to making difficult financial decisions, is key to a successfullyoutcome.  With Mick’s extensive knowledgeand expertise, he will help identify important facts and answer impactfulquestions.  Clients leave having all thefacts along with peace of mind.  Examples of consultation information:


Understanding AllOptions for Settling Debts


When It’s Safe to WalkAway from Home Ownership

Short Sale vs.Foreclosure

Expert Advice to ReboundQuickly from a Credit Crisis

Important Questions AllConsumers Should Be Asking

How to Negotiate andMake Key Decisions with Least Impact on Credit Scores


“Ithought I knew all about credit scores and reporting, I’m sure glad I consultedwith Mick, he ultimately saved me thousands of dollars.  I highly recommend Credit Strategies.” – MarkH. – Scottsdale, AZ


“CreditStrategies negotiated with my creditors and saved me over $4,000.  Credit Strategies will work with you tomaster your credit score and get ahead.”  Brandy J. - Las Vegas, NV


“Youraised my credit score over 120 points in 58 days.  I just purchased my first home and couldn’thave done it without Credit Strategies. Thank you from the bottom of my heart.” Sierra P. – Goodyear, AZ


“Goodcredit is only second to money in the bank. If you want a higher credit score, you need one thing – MickBernard.  He will share with you exactlyhow to achieve and keep a strong credit score.”   

Jason& Marie – San Jose, CA



Mick Bernard

Phone: 480-502-5554

Fax:  480-502-5021

Email:  Mick@911CreditPRO.com



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